Why a Mortgage Broker vs Your Bank?

There are many reasons to choose to work with a Mortgage Broker. More than ever, people are exploring their options beyond the bank. Brokers not only work with Banks & Credit Unions, but we also have access to Mortgage-Specific (Monoline) Lenders that focus only on Mortgage Products. Here are some key reasons to work with a Mortgage Broker for your home purchase, refinance or renewal.

Accessibility: Brokers work beyond banking hours. You shouldn’t have to take time off work to to tend to your mortgage, nor should you need to wait for days or weeks to schedule an appointment for a consultation or document signing meeting. I’m known for answering my phone and replying to emails, texts & social media messages during evenings, weekends and even holidays. Luckily I have a very understanding family!

Unbiased Advice: Unlike Banks, Brokers aren’t limited to one product. We work with dozens of lenders and are experts on a variety of products and special programs. I am consistently attending educational sessions with lenders and I stay on top of the options available, so that you can be matched to the absolute best solution that meets your specific needs.

Accountability: Happy clients, word-of-mouth referrals and glowing testimonial reviews are crucial for a Mortgage Broker’s business. I am accountable to my clients and my mission is to serve you. My goal is to create lifelong relationships with my clients, and integrity is at the core of every decision I make. 

No Cost to You: Most times, the Mortgage Lender pays a commission to the Mortgage Broker after funding a mortgage. Consultations and ongoing support are always free of charge. If a fee is ever charged, this will be discussed upfront, ensuring there will not be any surprises.

If you’d like to explore your options with me, I’m easily accessible and always happy to help. Book some time with me here: www.calendly.com/jennlockemortgages